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  • Time To Take Action

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    Remember the two rules from the last section.

    1. Do not move out of the family residence unless you are served papers.

    2. Make sure YOU file first.


    If you suspect your STBX (soon to be ex) is getting wise to you and may file, you need to beat her to it. If you don’t you can expect a restraining order to get you out of the family home and keep you from your kids. And a large temporary child support/alimony payment. Not to mention she will probably drain every nickel out of your bank accounts. Good luck finding a decent attorney when you’re living paycheck to paycheck. 

    Now that you have all the documents you need, you need to come up with a good strategy on taking action. Plan on a day/time when she is at work or out shopping without the kids. Talk with the attorney you have chosen and explain to him that you are ready to file for divorce and a restraining order against your STBX. Before meeting with him make sure you have time to cash out everything. Close out your checking and savings accounts. Cash in on any retirement accounts you have. Liquidate everything you possibly can. Sell, sell, sell.


    Your life is going to drastically change anyhow and your finances will most likely be crap when all is said and done. Now go meet with your attorney and put down the retainer he is going to ask for. You can expect at around $5K to $10k or more for a retainer on a good attorney. And that retainer in a disputed divorce will go very quickly. Have lots of cash available to feed the attorney. If you have verifiable income of an adequate amount he probably can work out a payment plan with you once the retainer is gone. If this is your situation be sure to talk to your attorney first about the finances, you don't want a lawyer bailing out on you mid term. I've personally never seen or had an attorney bail out on me but it could happen. Just make sure you have a strategy plan with him up front.

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